UMB Financial Corporation Q3 2025 Earnings Release

UMB Financial Corporation reported its financial results for the third quarter of 2025, highlighting a significant increase in net income available to common shareholders, which rose to $180.4 million, or $2.36 per diluted share, compared to $109.6 million, or $2.23 per diluted share, in the same period last year. The company also announced a quarterly dividend of $0.43 per share for common stock and $193.75 per share for Series B preferred stock. Key financial metrics included a net interest margin of 3.04%, an efficiency ratio of 58.1%, and a return on average assets of 1.04%. The company successfully integrated Heartland Financial, USA, Inc. (HTLF) into its core systems, contributing to the strong performance. UMB Financial also provided an investor presentation and will host a conference call to discuss the results.