Trustmark Q3 2025 Financial Results: Earnings Growth and Capital Strength

Trustmark Corporation reported net income of $56.8 million for Q3 2025, with diluted earnings per share of $0.94. Key highlights include a 3.4% year-over-year loan growth (reaching $13.5 billion) and a 2.6% annual increase in deposits ($15.6 billion). Revenue grew 5.3% year-over-year to $202.4 million, driven by a 4.6% rise in net interest income ($165.2 million) and stable noninterest income. The company repurchased $37.1 million in shares year-to-date and declared a quarterly dividend of $0.24 per share. Credit quality remained stable, with net charge-offs at 0.13% of average loans and a $1.7 million provision for credit losses. Capital ratios stayed robust, with CET1 at 11.88% and tangible book value per share up 10.1% year-over-year. Management emphasized strategic hiring and liquidity strength, with loans representing 86.7% of deposits. The filing underscores sustained profitability and disciplined balance sheet management amid economic uncertainties.