First Financial Corporation Reports Third Quarter 2025 Results

First Financial Corporation announced its financial results for the third quarter of 2025, reporting a net income of $20.8 million, a significant increase from $8.7 million in the same period of 2024. Diluted net income per common share rose to $1.75 from $0.74. The return on average assets improved to 1.48% compared to 0.64% in 2024. The provision for credit losses decreased to $2.0 million from $9.4 million. Pre-tax, pre-provision net income was $27.7 million, up from $19.9 million in 2024. The Corporation also reported strong loan growth, with total loans outstanding increasing to $3.97 billion, driven by growth in Commercial Construction and Development, Commercial Real Estate, and Consumer Auto loans. Net interest income reached a record $54.6 million, and the net interest margin expanded to 4.25%. The Corporation maintained a solid capital position and declared a quarterly dividend of $0.51 per share.