SoFi Technologies Reports Record Q3 2025 Financial Results

SoFi Technologies, Inc. announced its financial results for the third quarter of 2025, reporting record net revenue of $962 million, a 38% increase year-over-year. The company achieved a net income of $139 million, up 129% from the previous year. Adjusted net revenue rose to $950 million, and adjusted EBITDA increased by 49% to $277 million. SoFi added a record 905,000 new members, bringing the total to 12.6 million, and added 1.4 million new products, totaling 18.6 million. The company also raised its full-year 2025 guidance, expecting adjusted net revenue of $3.54 billion and adjusted EBITDA of $1.035 billion. SoFi's strong performance was driven by growth across its lending, financial services, and technology platform segments, as well as innovations in crypto, blockchain, and AI.