Southern First Bancshares Q3 2025 Earnings Release

Southern First Bancshares, Inc. announced its financial results for the third quarter of 2025, reporting a net income of $8.7 million, or $1.07 per diluted share. This represents a significant increase from both the previous quarter and the same period last year. The company highlighted strong loan growth, improved net interest margin, and robust asset quality metrics. Total loans increased to $3.8 billion, while core deposits grew to $2.9 billion. The net interest margin expanded to 2.62%, up from 2.50% in the previous quarter. Nonperforming assets remained low at 0.27% of total assets. The company also provided a slide presentation summarizing these results, which is available on its website.