Seacoast Banking Corporation Q3 2025 Earnings Release

Seacoast Banking Corporation of Florida reported its financial results for the third quarter of 2025, with net income of $36.5 million, or $0.42 per diluted share. This represents a decrease from the second quarter of 2025 but an increase compared to the third quarter of 2024. The company highlighted strong organic growth in both deposits and loans, with 7% annualized organic deposit growth and 8% annualized organic loan growth. Seacoast also completed the acquisition of Heartland Bancshares, Inc., which added approximately $153.3 million in loans and $705.2 million in deposits. The company's tangible book value per share increased by 9% year-over-year, overcoming the dilutive effect of the Heartland acquisition. Seacoast continues to maintain a robust capital and liquidity position, with a Tier 1 capital ratio of 14.5% as of September 30, 2025. The company will hold an investor conference call on October 28, 2025, to discuss these results.