Director Compensation in Shares for PennyMac Financial Services, Inc.

On October 23, 2025, Farhad Nanji, a director of PennyMac Financial Services, Inc., received 253 shares of common stock in lieu of cash compensation for services rendered as a non-management director during the previous quarter. This transaction is exempt under Rule 16b-3 of the Securities Exchange Act of 1934. Following this transaction, Nanji directly owns 185,323 shares of common stock. Additionally, Nanji indirectly owns 4,531,792 shares of common stock through MFN Partners, LP. The shares received include 1,547 restricted stock units and 183,776 shares of common stock, with the restricted stock units to be settled in an equal number of shares upon vesting.