Peoples Bancorp Inc. Q3 2025 Earnings Release and Conference Call

Peoples Bancorp Inc. reported its third quarter 2025 financial results, highlighting diluted earnings per share of $0.83, an improvement from the previous quarter. The company sold approximately $75 million of investment securities at a loss of $2.7 million, which negatively impacted earnings per share by $0.06. Key highlights include an 8% annualized loan growth, a 1 basis point increase in net interest margin, and a decline in non-interest expenses by 1%. The efficiency ratio improved to 57.1% from 59.3% in the previous quarter. The provision for credit losses declined by over $9 million, and the allowance for credit losses stood at 1.11% of total loans. The company also discussed its outlook for the remainder of 2025 and provided preliminary guidance for 2026, expecting positive operating leverage and loan growth between 3% and 5%.