Glacier Bancorp, Inc. Investor Presentation and Acquisition Update

Glacier Bancorp, Inc. (GBCI) filed a Form 8-K on October 29, 2025, disclosing an investor presentation made on the same date, which is also posted on the company's website. The presentation highlights the company's financial performance, including a 27% increase in EPS for Q3 2025 compared to Q3 2024, driven by higher net interest income. The presentation also details the acquisition of Bank of Idaho Holding Co., which closed on April 30, 2025, and the pending acquisition of Guaranty Bancshares, Inc., expected to close on October 1, 2025. These acquisitions are part of GBCI's strategy to expand its market share and strengthen its presence in key growth markets. The company also reported strong financial results, including a 21.5% increase in net interest income for the first nine months of 2025 compared to the same period in 2024. GBCI's capital levels remain robust, with a CET1 ratio of 12.6% as of June 30, 2025, well above the peer median. The company continues to focus on its community banking model, with a strong core deposit base and a diversified loan portfolio.