Franklin Financial Services Corporation Q3 2025 Earnings Release

Franklin Financial Services Corporation reported its financial results for the third quarter and year-to-date period ending September 30, 2025. The company announced a net income of $5.4 million for the quarter, representing a 26.9% increase compared to the same period in 2024. Key highlights include a 4.5% growth in total assets to $2.297 billion, an 11.8% increase in net loans to $1.544 billion, and a 4.8% rise in total deposits to $1.903 billion. The company also declared a quarterly cash dividend of $0.33 per share, marking a 3.1% increase over the previous year. Despite some challenges, such as a specific reserve on a commercial real estate credit, the company demonstrated strong performance metrics, including a return on average assets (ROA) of 0.93% and a return on average equity (ROE) of 13.39%.