Amendment No. 12 to Schedule 13D for Finance of America Companies Inc.

This Amendment No. 12 to Schedule 13D, filed by Bloom Retirement Holdings Inc. and Reza Jahangiri, updates the ownership details of Class A Common Stock of Finance of America Companies Inc. The filing reports that Bloom Retirement Holdings Inc. has disposed of 140,022 shares of Class A Common Stock in a series of open-market transactions pursuant to the 2025 10b5-1 Trading Plan. The transactions occurred between September 15, 2025, and October 13, 2025, with detailed information on the number of shares sold and the weighted average price per share provided in Annex A. The Reporting Persons may be deemed to beneficially own 2,126,091 shares of Class A Common Stock, representing 9.49% of the outstanding shares as of October 13, 2025. The filing also reiterates the conditions under which FOAEC Units may be issued and exchanged for Class A Common Stock.