Flushing Financial Corporation Q3 2025 Earnings Release

Flushing Financial Corporation reported its third quarter 2025 earnings, highlighting strong liquidity with $3.9 billion in undrawn lines and resources. The company's asset quality remained stable, with net charge-offs at 7 basis points and non-performing assets to assets at 70 basis points. Tangible common equity ratio improved to 8.01%, up 101 basis points year-over-year. Both GAAP and Core Net Interest Margin (NIM) expanded by 10 basis points quarter-over-quarter, with GAAP NIM reaching 2.64% and Core NIM at 2.62%. Noninterest-bearing deposits increased by 7.2% quarter-over-quarter. The company also emphasized its focus on improving profitability, maintaining credit discipline, and preserving strong liquidity and capital.