Flushing Financial Corporation Q3 2025 Earnings Release

Flushing Financial Corporation reported its third quarter 2025 financial results, highlighting a 10 basis-point sequential expansion in both GAAP and Core net interest margin (NIM) to 2.64% and 2.62%, respectively. The company achieved GAAP and Core EPS of $0.30 and $0.35, compared to $0.30 and $0.26 a year ago. Average noninterest-bearing deposits grew by 5.7% year-over-year, now representing 12.2% of total deposits. The tangible common equity ratio improved by 101 basis points year-over-year to 8.01%. The company maintained a strong loan pipeline of $345.6 million and a substantial liquidity position of $3.9 billion. Credit metrics remained stable, with nonperforming assets (NPAs) at 70 basis points of total assets. The provision for credit losses was $1.5 million, down from $4.2 million in the previous quarter. The company continues to focus on disciplined underwriting standards and proactive risk management to drive sustainable growth and long-term shareholder value.