Enterprise Financial Services Corp Investor Presentation

Enterprise Financial Services Corp (EFSC) filed a Form 8-K on October 29, 2025, to disclose the presentation of investor materials in meetings with certain investors and analysts. The materials, attached as Exhibit 99.1, include an investor presentation highlighting EFSC's strategic growth pillars, financial performance, and future outlook. The presentation emphasizes EFSC's differentiated business model, which focuses on privately owned businesses and business owners, and its strong capital foundation. Key highlights include a 10.3% 10-year CAGR of tangible book value per share, a 13.2% adjusted ROATCE YTD, and a 9.60% TCE ratio. The presentation also outlines EFSC's growth strategy, which includes focused loan growth, high-quality talent additions, best-in-class technology, and differentiated deposit verticals. EFSC's financial overview shows consistent growth, with a 10-year CAGR of 16.1% for loans and 17.0% for deposits. The company's capital allocation priorities include maintaining a TCE ratio of 8-9%, active stock repurchase programs, and regular dividend increases. EFSC's sustainability strategy is also highlighted, with a focus on community involvement, human capital, and environmental, social, and governance (ESG) initiatives.