Capitol Federal Financial, Inc. Reports Fourth Quarter and Fiscal Year 2025 Results

Capitol Federal Financial, Inc. announced its financial results for the fourth quarter and fiscal year ended September 30, 2025. The company reported total assets of $9.78 billion, stockholders' equity of $1.05 billion, and net income of $68.0 million. The growth was attributed to strategic operational changes, including the acquisition of Capital City Bank, which expanded the company's product and service offerings. The commercial loan portfolio grew significantly, and the net interest margin improved. The company also announced a quarterly cash dividend of $0.085 per share. Highlights for the quarter include a net income of $18.8 million, an increase in net interest margin to 2.09%, and an efficiency ratio of 56.84%. The company remains focused on growing its commercial banking operations and delivering long-term value to stockholders.