Chain Bridge Bancorp Q3 2025 Financial Results

Chain Bridge Bancorp, Inc. (NYSE: CBNA) reported its financial results for the third quarter of 2025. The company announced a net income of $4.7 million, with earnings per share of $0.72. The return on average equity was 11.67%, and the return on average assets was 1.27%. The company's Tier 1 leverage ratio stood at 11.34%, with Tier 1 and total risk-based capital ratios of 44.43% and 45.56%, respectively. Deposit activity during the quarter was consistent with historical patterns for a non-election year. The company's liquidity ratio was 89.54%. The financial performance reflected higher net interest income due to growth in interest earned on deposits at the Federal Reserve and taxable securities income. However, this was partially offset by a reduction in the recapture of credit losses and higher noninterest expenses. The company also reported a year-over-year increase in stockholders' equity, driven by retained earnings and capital raised through its IPO.