Form 4 Filing for X Financial

This Form 4 filing details a transaction by Xue Zheng, a director at X Financial. On August 1, 2026, Xue Zheng acquired 90,000 Class A ordinary shares, represented by ADS, with a transaction price of $0.00 per share. Following this transaction, the post-transaction shares owned by Xue Zheng amount to 499,998. The filing also notes a derivative holding: 90,000 restricted stock units, with an exercise date of August 1, 2027, and an expiration date of August 1, 2034. These units are convertible into Class A ordinary shares, including shares represented by ADS, with a conversion or exercise price of $0.00. The ownership nature for both the non-derivative and derivative holdings is direct.