Limited Power of Attorney - Securities Law Compliance

This filing is an exhibit of a Limited Power of Attorney granted by Timothy H. Wennes, an officer and director of Upstart Holdings, Inc. (UPST), to Scott Darling, Steven Madrid, Jessica Jeong, and Rebecca Kargl. This power of attorney authorizes the appointees to execute and file necessary documents, including Forms 144, ID, 3, 4, and 5, and any amendments, with the Securities and Exchange Commission and other relevant bodies. This is required due to Wennes's ownership, acquisition, or disposition of the Corporation's securities, in compliance with Rule 144 of the Securities Act of 1933 and Section 16 of the Securities Exchange Act of 1934. The appointees are acting as Wennes's attorneys-in-fact, and neither they nor the Corporation are assuming Wennes's compliance responsibilities. The power of attorney remains effective until Wennes is no longer required to file these forms, or until revoked in writing.