SEC Filing Summary

United Community Banks, Inc. announced the completion of its merger with Peach State Bancshares, Inc. effective August 1, 2026. Peach State Bank & Trust, a subsidiary of Peach State Bancshares, Inc., will merge with United Community Bank. Peach State Bank, with approximately $784 million in assets as of June 30, 2026, will operate under the United Community brand after system conversions expected in Q1 2027. The merger aims to deepen United Community's presence in Hall County, Georgia. Financial and legal advisors were involved in the transaction. The filing also includes forward-looking statements regarding the potential benefits and risks associated with the merger, including integration challenges and market conditions.