Form 8-K Filing Summary

This Form 8-K filing reports an amendment to M. Ray Cole, Jr.’s employment agreement with Renasant Bank, a subsidiary of Renasant Corporation, effective March 11, 2026. The amendment adjusts Mr. Cole's participation in the Performance Based Rewards Plan (PBRP). Previously eligible for bonuses covering performance periods from April 1, 2025, to March 31, 2026, and April 1, 2026, to March 31, 2027, Mr. Cole will now receive bonuses on a calendar year basis, starting with calendar year 2025. His bonus for 2025 will be prorated to 75% to account for nine months of service. If he remains employed until his agreement expires on April 1, 2027, and separates on that date, he will receive a prorated payment of 25% of his target award for 2027. For employment beyond April 1, 2027, his 2027 bonus will be determined under terms consistent with other senior executives. Other terms of his employment agreement remain unchanged. The filing also includes an exhibit index for the Form 8-K cover page formatted in Inline XBRL.