Form 4 Filing by Matthew Webb

This filing details stock transactions by Matthew Webb, a director at PROVIDENT FINANCIAL HOLDINGS INC. On July 30, 2026, Webb exercised 7,000 stock options, acquiring 7,000 shares of Common Stock at a price of $12.09 per share. This transaction, under the Provident 2022 Equity Incentive Plan, resulted in a post-transaction ownership of 8,000 shares. Additionally, the filing indicates Webb holds 17,000 unexercised stock options, with some granted in December 2023 and others in May 2024, subject to various vesting schedules extending to 2028 and 2033. The options exercised were granted on December 14, 2023, and vested on December 14, 2025.