Form 3 Ownership Filing for Claire Ann Stack

This filing reports the initial ownership of securities by Claire Ann Stack, VP Chief Accounting Officer of Midland States Bancorp, Inc. (MSBI). The filing indicates that Ms. Stack directly owns 1641 shares of Common Stock following a transaction. A footnote references a Restricted Stock Award (RSA) with a 3-year cliff vesting schedule. The report date is March 5, 2026, and the owner signature date is March 16, 2026.