SEC Filing Summary

This filing details beneficial ownership of Klarna Group plc securities by Sarah G. Smith, who is a director. The filing includes ordinary shares, Class B shares, warrants, and options. Class B shares carry 10 votes per share and are non-transferable. Warrants for Larkan X AB shares are exercisable, with each underlying share convertible into approximately twelve ordinary shares. Options to acquire ordinary shares vest annually over four years. All holdings are direct. The reporting date is March 17, 2026.