Ownership Filing by Director Nathaniel Ernest

Nathaniel Ernest, a director at Independent Bank Corp, reported a change in ownership on July 21, 2026. Following the transaction, Ernest directly owns 28,734 shares of the company's Common Stock. The filing, designated as Form 3, indicates this is an initial report of beneficial ownership. The report was signed by Darcy J. Benjamin as Attorney-in-Fact on July 27, 2026. Ernest's address is listed as 4200 E BELTLINE, GRAND RAPIDS, MI 49525.