SEC Filing Summary

Erik M. Herzfeld, et al. reported a beneficial ownership of 730,542 shares of common stock in Herzfeld Credit Income Fund, Inc. as of February 23, 2026, representing 36.47% of the outstanding shares. This filing, an amendment to Schedule 13D, reflects information on a post-reverse stock split basis. The reporting person individually owns 71,411 shares and beneficially owns an additional 659,131 shares through various accounts, with shared power to vote and dispose of these shares. A transaction on February 18, 2026, involved the sale of 1,835 shares by advisory clients at $17.3134 per share. The issuer effected a 10-to-1 reverse stock split effective February 6, 2026.