Form 4 Filing for Richard A. Raffetto

This Form 4 filing details transactions by Richard A. Raffetto, SEVP Pres of Com & Priv Bnking at FLAGSTAR BANK, NATIONAL ASSOCIATION. On March 15, 2026, Raffetto acquired 245,902 shares of Common Stock through a transaction coded "A" with a price of $0.00 per share. Following this transaction, Raffetto directly owns 245,902 shares. Additionally, Raffetto has indirect ownership of 1386 shares of Common Stock through a 401(k) Plan. The filing also notes that the total includes service-based restricted stock units that vest over time.