BMO Code of Conduct Update

This filing details BMO's Code of Conduct, outlining the company's core values of Integrity, Inclusion, Responsibility, and Empathy. It emphasizes ethical business practices, responsible risk management, and a culture of trust. The code applies to all employees, officers, and directors, guiding their interactions with clients and communities. Key commitments include making a positive impact, doing what's right, protecting the brand, avoiding conflicts of interest, and speaking up. The document also covers specific policies on social media use, artificial intelligence, data protection, and conflicts of interest, with clear guidelines and consequences for violations. It stresses the importance of accountability and ethical decision-making in all business activities.