Form 4 Filing for Morris Philip C

This filing details a transaction by Morris Philip C, a director at ARROW FINANCIAL CORP (AROW). On March 18, 2026, Mr. Morris acquired 236 shares of Common Stock at a price of $31.76 per share, for a total of $7,489.76. This transaction, noted as a 'Quarterly Director's Retainer Payment,' brings his total ownership to 7,507 shares. The filing was made on March 20, 2026, with Ivanov Penko acting as Attorney in Fact.