Form 4 Filing for Carrie Wilkens

This filing details a transaction by Carrie Wilkens, a director at ARBOR REALTY TRUST INC. On March 13, 2026, Ms. Wilkens acquired 15,141 shares of common stock under the company's 2024 Amended Omnibus Stock Incentive Plan. This acquisition, valued at a nominal price of $0.00 as indicated by footnote F1 referencing the plan, brings her total direct ownership to 35,420 shares. The transaction code "A" signifies an acquisition, and the ownership nature is marked as "D" for direct ownership. The filing was signed on March 17, 2026, by an attorney-in-fact.